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    Exchange rate for foreign banknotes 20.05.2013.
     KupovniProdajni
    E M U EUR108.9352112.4778
    SVAJCARSKA CHF88.503992.1126
    S A D USD83.082886.2978
    V.BRITANIJA GBP129.0436134.3053
    Kompletna lista
    Piraeus Bank

    Euro refinancing loan with Go Smart Package

    EURO REFINANSING LOAN WITH GO SMART PACK
    Purpose
      Refinansing all credit obligations: overdraft, loans, leasing, credit cards + additional cash
    Repayment period:
      Minimum 6 months
      Maximum 84 months
    Loans amount
      500 - 15,000 EUR*
    Nominal interest rate, variable

    *Method of calculating interest is proportional
      6m euribor** + 13% fixed marge
      (13.32% on 04/12/2013)

      Interest is variable in part of reference rate. Interest rate is variable part of the reference interest. Variable interest rate will be adjusted semi-annually, in part of reference interest, in accordance with 6m Euribor changes.
    Effective interest rate
      from 18.53%
    Penalty interest rate
      In case of arrear or failure to pay any monetary obligations of the Borrower to the Bank on time, the Bank will charge penalty interest at a rate determined by the default interest rate ("Sl. glasnik RS", br. 119/2012) (legal interest), starting from the due date until the date of full settlement of due and arrears. The default interest rate is determined on an annual basis in the amount of the interest rate of the European Central Bank to its main refinancing operations increased by 8 (eight) percentage points and it was published on the website of the National Bank of Serbia www.nbs.rs.
    Collaterals
    • Obligatory deposit of 30% (from own funds or from loans exclusively in euro)
    • Blank promissory note
    • Conditional assignment order
    • Guarantor (as required by Piraeus Bank's credit policy)
    • Osiguranje (u slučajevima propisanim kreditnom politikom Piraeus banke)
    Interest and method of calculating interest on obligatory deposit
    • Nominal interest rate on obligatory deposit is 0.10%
    • Method of calculating interest is proportional
    Repayment
      In equal monthly installments, which shall not be less than 20 euros
    Loans costs
    (fixed costs)
    • Processing request - 0 EUR
    • Credit bureau report - 205 RSD + PDV (246 RSD)
    • Disbursement fee - 2% (one off)
    Premature repayment
      0%
    Interkalar interest
      Interkalar interest deducted from the loan amount
    Exchange rate
    • For payment/repayment:
      official middle exchange course of NBS
    • For fee calculation:
      official middle exchange course of NBS

    * currency clause – euro

    ** Six months euribor on 04/12/2013 is 0.32%.
    EUR middle exchange course on 04/16/2013 is 112.61 RSD.

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