Working Capital Loans

Purpose: working capital financing

Amount: from EUR 50,000 - /(subject to creditworthiness of the customer)

Term: up to 60 months

Grace Period: up to 12 months

Interest Rate: for loans with currency clause and foreign currency loans

Nominal Interest Rate from 3m belibor* + 8% annually

Effectiv Interest Rate from 19.6% annually

Interest Rate: for dinar loans, without currency clause

Nominal Interest Rate from 2w repo** + 4% annually

Effectiv Interest Rate from 16.25% annually

Application Processing Fee: from 0.5% to 1% one-off commission

Commission for Mortgage Loan Prepayment: up to 3%, one off commission, it is calculated on the portion of the loan principal that is being prepaid

Security Instruments: company and owner promissory notes, mortgage on registered residential or business real estate or real estate under construction, guaranty of individual or legal entity, deposit.

*Belibor - referentna kamatna stopa za dinarska sredstva ponuđena od strane banaka Panela na srpskom međubankarskom tržištu,
3m Belibor - na dan 26.03.2013. iznosi 11,10%.

**referentna kamatna stopa Narodne Banke Srbije,
2w repo – na dan 26.03.2013. iznosi 11,75%.

Application documents are located under section Download, on the right-hand side menu.