Long-Term Loans for Purchase and Construction of Business Premises

Purpose: financing in purchase, reconstruction and construction of business premises (offices, stores etc.)

Amount: from EUR 50,000 - / (subject to creditworthiness of the customer)

Term: up to 120 months

Grace Period: up to 12 months

Interest Rate: for loans with currency clause

Nominal Interest Rate from 2w repo* + 4% annually

Effectiv Interest Rate from 16.25% annually

Application Processing Fee: from 0.5% to 1% one-off commission

Commission for Mortgage Loan Prepayment: up to 3%, one off commission, it is calculated on the portion of the loan principal that is being prepaid

Security Instruments: company and owner promissory notes, mortgage on registered residential or business real estate or real estate under construction, guaranty of individual or legal entity, deposit.

*referentna kamatna stopa Narodne Banke Srbije,
2w repo – na dan 26.03.2013. iznosi 11,75%.

Application documents are located under section Download, on the right-hand side menu.